邵全权;陈月;

• 1:南开大学经济学院

摘要(Abstract)：

文章运用中国16家财险公司1999-2007年的面板数据,考察财险产业组织规律及保险保障基金制度对财险产业组织的影响,结果显示,中国财险业的市场结构与竞争行为正相关,市场结构与绩效正相关,竞争行为与绩效负相关;保险保障基金提取额与市场结构正相关,与竞争行为正相关,与绩效负相关。文章为了体现保险保障基金制度从隐性制度到显性制度的转变,将样本期间分为两阶段,尽管分阶段估计结果发生了一些变化,但并未改变基本结论。

关键词(KeyWords)： 保险保障基金制度;财险产业组织;隐性制度;显性制度

Abstract:

Keywords:

基金项目(Foundation): 国家自然科学基金项目(70673043);; 南开大学2008年度人文社会科学校内文科青年项目“保险业健康运行评价指标体系研究”(NKQ08062)资助

作者(Author): 邵全权;陈月;

Email:

DOI: 10.16538/j.cnki.jfe.2009.09.010

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