中国信贷市场存在过度供给吗Is There Excess Supply in Chinese Credit Market
史青青;费方域;
摘要(Abstract)：
文章利用2001年1月至2010年4月中国信贷市场月度数据,采用最大似然估计方法分析信贷供求,研究中国信贷市场是否存在信贷过度供给现象。实证结果表明:(1)在总量上,2005-2007年存在过度需求,2002-2004年以及2009年特别是2009年1-3月存在过度供给,目前信贷市场基本平衡;(2)在结构上,信贷失衡更多反映在企业部门,居民部门信贷供求失衡比例在[-10%,10%]内波动。
关键词(KeyWords)： 信贷过度供给;最大似然估计;结构性失衡
基金项目(Foundation):
作者(Author): 史青青;费方域;
Email:
DOI: 10.16538/j.cnki.jfe.2010.07.011
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